Isn’t it time you fixed your credit?

23 05 2011

A low credit score can raise the price you pay for almost everything: cars, homes, insurance, and anything bought on credit.  Over a lifetime, it can easily add up to an extra $500,000 dollars that you may pay for the same items, the same lifestyle, just with higher interest rates due to poor credit.

And you’re not alone.  Studies have shown that 75% of all people’s credit reports have errors that may reduce their scores.  Luckily, I know a team that can help.  I get solicited by credit repair companies all the time, but I only recommend Continental Credit, and here is why:

They are honest, professional, and very cheap.   While other companies charge $700-$1000 up front before they even begin working, Continental Credit gives you a $100 discount on their lifetime membership (only $88 instead of the normal $188), and they only cost $39 per month.  You can start and stop when ever you’d like with no penalties or extra charges.

Here’s how to sign up with them:

  1. Go to
  2. Or call (866) 488-2066 and ask for Will, Sebastien, or Kadow.

They will let you know exactly what they can do, how long it will take, and your estimated credit score.  As always, I am here to help you finance your life in the way that brings you life– so you can spend that extra $500,000 on what is really important to you.

You know you want some rum cake.

16 05 2011


Warm, moist, sweet, buttered rum cake… one worth picking up every crumb with your fork and slowly savoring. One that fills your new home with buttery aromas and makes you tell yourself, “Just one more piece…” every time you walk by.

Welcome to your new home and your empty refrigerator.

I started making rum cakes for my customers as a way to say thank you, and a way to bribe their friends and relatives into doing the heavy lifting during the move. 

But it has grown into an unforgettable experience.

I come to closings with personalized reports showing how my expert advice will save you tens of thousands over your life. I also bring a rum cake. The reports are (probably) thrown away and forgotten. But I still get calls about the cakes years later. 

In each couple, there is probably one person who will value the financial report and one who will fall in love with the cake. I’ll let you decide how to split the charts and the cake, and will keep bringing both.

So here’s to life, to new homes, fortunes saved, and warm cakes devoured.  I hope to help you with all three experiences.  Here to serve,

Beat FHA Mortgage Insurance and save $89,000

9 05 2011

What you don’t know could cost you $89,000.  The $89,000 that you could have used for your unforgettable vacations, early retirements, college funding…gone.  It’s a simple mistake, but it is costly.  And unfortunately, one that many clients and other lenders make often.

Mortgage Insurance rates on FHA loans increased again this past April 18th.  Most one-size-fits-all lenders are still putting everyone into the same FHA box, which can cost you tens of thousands more over the life of the loan. 

Please click on the VIDEO to see how to beat the FHA MI increase and come out $89,000 ahead.