Last Chance for an Easy-Appraisal Refi

14 10 2012

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If you’ve been waiting to refinance because there are rooms in your home you’d rather an appraiser not see, then you have 5 business days left.

Until Oct 20, 2012, you may be able to use an exterior-only appraisal for your home– this saves you money, time, and is simpler.

Here’s the link to the Fannie Mae publication for those of you who prefer to read all the details: https://www.efanniemae.com/sf/guides/duguides/pdf/current/rndodu90.pdf

So if you’d like to save more money on a refinance and avoid and issues on the condition of your home, please contact me for a free personalized refinance report.

As always, I’m here to help.

Wilhelm Koenig

405.249.5993





If you have an FHA mortgage, you NEED to watch this:

15 08 2012

Painless refi without an appraisal.

If you bought or refinanced a home with an FHA loan before spring 2009, you could take advantage of the painless, appraisal-free refinance!

Painless refi without an appraisal.

There is no appraisal required, almost no documentation required, and I pay most of your closing costs.  (subject to credit score and loan amount requirements)  Please look at this case study and contact me for a personal savings report.

Painless refi without an appraisal.

 

Wilhelm Koenig

 

 





Planning the route to your vacation

6 01 2012

Imagine you’re driving to your beach vacation and you could take a route that would get you to the same destination, but in half the time with only 1/3 of the costs, giving you an extra week of time on the beach.  The catch is you’d have to give up two McDonald’s meals on the trip to enjoy an extra week in paradise.  Which route would you choose?

Discover the freedom of a 15 year mortgage, but more importantly, experience the fun of the extended vacation afterwards.

The average person on a 15 year mortgage pays it off in 7-9 years.  Where will you be in 7 years?

Please call me if you’d prefer to be on the beach.

Wilhelm Koenig

405.249.5993 cell





Where will you be in 15 years?

3 01 2012

How about debt-free?

The average American who starts a 30 year mortgage pays it off in 37 years.  The average American on a 15 year mortgage pays it off in 8 years.

Are you above average?

If so, let’s talk.  I’d like to help you save tens of thousands of dollars on your home.

Wilhelm Koenig

405.249.5993 cell





How to save an additional $150,000 on your home:

30 12 2011

Small step #2.

So you own a home– congratulations!  You’re decades ahead of the average renter and are on the path to win.

Over time, your income will likely increase, and your current debts will decrease.  This can help you make the second small step towards financial freedom: The short-term mortgage.

By refinancing to a 15 year mortgage, your interest rate will usually be 1-3% less than your current 30 year rate.  Also, every dollar you spend gives you the same result as $3 towards a 30 year mortgage.  And in the first 12 months of a 15 year loan, you will build more equity than 4 years of payments on your 30 year loan.

Imagine you’re driving to your beach vacation and you could take a route that would get you to the same destination, but in half the time with only 1/3 of the costs, giving you an extra week of time on the beach.  The catch is you’d have to give up two McDonald’s meals on the trip to enjoy an extra week in paradise.  Which route would you choose?

When you’re ready to make a choice to save more money on your home, I’m ready to help.  Please contact me for a personal savings report, to see how much extra time on the beach you’ll get.

And if you can only afford your current monthly payment, we can usually still save you 1% and a decade of payments with a 20 year loan.  So please reach out to me to see how much you’ll save.

As always, I’m here to help.

Sincerely,

Wilhelm Koenig

405.249.5993 cell





Free in 15. . .

9 12 2011

The word “mortgage” is made up of two Latin roots: Mort, which means death, and -gage, which means grip.  So a mortgage is a deathgrip on your finances, a long-term deathgrip.

But it doesn’t have to be this way.  Just last week I was able to help another three couples slash their interest rate, lower their month payment, and start the path to paying their home off in a few short years.  In each case, the couples saved over $110,000 in interest alone.

How many more vacations could you take if your home was paid off 15 years sooner?

How much sooner could you retire if your home was paid off 15 years sooner?

Would you like to see how your life could improve?  Please call me.

Wilhelm Koenig

405.249.5993





$21 million in Oklahoma’s pocket

24 10 2011

I am excited, multi-million-kind-of-excited.

I ran the numbers on  my clients who just closed on their homes this past week and realized that I’ve already beat my goal for the year.  I was “only” planning on saving Oklahomans $20 million on their homes this year.  So far, my family of clients have saved $21,401,706.92 by chosing to finance their homes with me.  And the year’s not over yet.

So please reach out to me for a complimentary savings analysis.  If you are a renter, I will show you the long-term savings and tax breaks available to you.  If you are an owner, I will show you how many dollars you could save and how much sooner you could be debt-free.

So cheers to life, to Oklahoma, and to saving money on your home so you can put it where it is most important to you.

Wilhelm Koenig

405.249.5993