Planning the route to your vacation

6 01 2012

Imagine you’re driving to your beach vacation and you could take a route that would get you to the same destination, but in half the time with only 1/3 of the costs, giving you an extra week of time on the beach.  The catch is you’d have to give up two McDonald’s meals on the trip to enjoy an extra week in paradise.  Which route would you choose?

Discover the freedom of a 15 year mortgage, but more importantly, experience the fun of the extended vacation afterwards.

The average person on a 15 year mortgage pays it off in 7-9 years.  Where will you be in 7 years?

Please call me if you’d prefer to be on the beach.

Wilhelm Koenig

405.249.5993 cell

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Where will you be in 15 years?

3 01 2012

How about debt-free?

The average American who starts a 30 year mortgage pays it off in 37 years.  The average American on a 15 year mortgage pays it off in 8 years.

Are you above average?

If so, let’s talk.  I’d like to help you save tens of thousands of dollars on your home.

Wilhelm Koenig

405.249.5993 cell





How to save an additional $150,000 on your home:

30 12 2011

Small step #2.

So you own a home– congratulations!  You’re decades ahead of the average renter and are on the path to win.

Over time, your income will likely increase, and your current debts will decrease.  This can help you make the second small step towards financial freedom: The short-term mortgage.

By refinancing to a 15 year mortgage, your interest rate will usually be 1-3% less than your current 30 year rate.  Also, every dollar you spend gives you the same result as $3 towards a 30 year mortgage.  And in the first 12 months of a 15 year loan, you will build more equity than 4 years of payments on your 30 year loan.

Imagine you’re driving to your beach vacation and you could take a route that would get you to the same destination, but in half the time with only 1/3 of the costs, giving you an extra week of time on the beach.  The catch is you’d have to give up two McDonald’s meals on the trip to enjoy an extra week in paradise.  Which route would you choose?

When you’re ready to make a choice to save more money on your home, I’m ready to help.  Please contact me for a personal savings report, to see how much extra time on the beach you’ll get.

And if you can only afford your current monthly payment, we can usually still save you 1% and a decade of payments with a 20 year loan.  So please reach out to me to see how much you’ll save.

As always, I’m here to help.

Sincerely,

Wilhelm Koenig

405.249.5993 cell





How to get $1/2 Million Dollars Ahead.

27 12 2011

Small steps for big results.

In life, there are a few small actions that you can do that will have a tremendous benefit for you.  The biggest is to start and grow your own successful business.  But whether you’re an entrepreneur or not, everyone needs a roof over their head.  And how you finance that roof can put over $500,000 in your pocket or someone else’s.

The average renter in Oklahoma pays about $750 per month in rent.  Property values and rent typically rise about 3% per year in Oklahoma, and over the 30 years that typically make up your working life, you would have spent $435,019 in rent, and have not even on cent of equity.  That’s what I call a terrible deal.

By buying a home with a similar monthly payment, not only would you own a paid-for home worth $327,680, but you would have saved $53,640 on your taxes as well.  By year five in your home, you would have received more back on your tax returns than you put down for the down payment.  The IRS pays you back for your investment, you make the same monthly payment for a house that pays YOU back.  That’s what I call a smart deal.

Let’s look at the math:

Renting:

Costs                                             $-488,659.00

Benefits                                                      $0.00

Total                                             $-488,659.00

Owning a home:

Costs:                                            $-237,172.00

Benefits, equity                            $327,680.00

Benefits, tax savings                      $53,640.00

Total                                                $144,148.00

So you can pay almost $1/2 Million to a landlord for no benefits, or you can pay yourself and come out over $1/2 Million ahead.  It’s your choice.  And when you’re ready to make a smart choice for you, I’d like to help you.

Wilhelm Koenig

405.249.5993 cell





$21 million in Oklahoma’s pocket

24 10 2011

I am excited, multi-million-kind-of-excited.

I ran the numbers on  my clients who just closed on their homes this past week and realized that I’ve already beat my goal for the year.  I was “only” planning on saving Oklahomans $20 million on their homes this year.  So far, my family of clients have saved $21,401,706.92 by chosing to finance their homes with me.  And the year’s not over yet.

So please reach out to me for a complimentary savings analysis.  If you are a renter, I will show you the long-term savings and tax breaks available to you.  If you are an owner, I will show you how many dollars you could save and how much sooner you could be debt-free.

So cheers to life, to Oklahoma, and to saving money on your home so you can put it where it is most important to you.

Wilhelm Koenig

405.249.5993





Free food! . . . anyone hungry?

20 06 2011

 

Imagine a new restaurant just opened in town, one guaranteed to have the best food anyone has experienced in the past 50 years.  You’d expect them to have lines around the block and a waiting list weeks long, but that’s not the case.  You go inside, are seated immediately, and get to experience the delicious food and the staff’s full attention.  Oh, and I forgot to mention, the food is free.

The restaurant is our refinance market.  While rates are divebombing back down to the lowest levels in the past 50 years, almost no one is refinancing.  The restaurant sits empty.  Some had life issues like a divorce that kept them from refinancing last year.  Others owned a business and couldn’t qualify with their previous income.  Still others have been paying down debt over the past 12 months and are finally in the position to save big money.  And you are one of the few who know about this best-kept secret. 

So if you or a friend hasn’t visited the restaurant, just call me today and I’ll save you a seat.  Because best-kept secrets don’t last for long.





What is the strongest way to save on your next home?

18 04 2011

A couple came to me this past week, wanting to buy a home here in Edmond.  They wanted to know the secrets of finance, how to buy the home they wanted, but get the best value on it.  They wanted to finance their savings for 30 years, not their overpayments.  I love working with budget-conscious buyers, of being able to show them how to maximize their savings.

And after taking with them, I decided to share their report, so that hopefully you can save too.  Please click on the link for the report and a video explaining how you can save.

VIDEO REPORT

I look forward to helping you be a part of the over $20 million dollars Oklahomans will save on their homes this year.